Mr Q

[The crisp man]

I just tried joining Mr Q after seeing a few videos of Darrens there and it looks to have a decent selection of games. When I tried to deposit, it says " our card machine is broken." 

I've never seen that before from online merchants, anyway I'm not going to deposit using my phone or PayPal (I'm not sure how easy it would be to get my winnings that way), so it's a site I'll never be back to.

[The crisp man]

I actually decided to play on 777 instead, and hit a very nice win on eye of hours megaways.

Now I'm just worried about the withdrawal being processed successfully, if I mention stop and step, do you think they will do it super fast :).

[BlindHaze]

1 hour ago, The crisp man said:

I just tried joining Mr Q after seeing a few videos of Darrens there and it looks to have a decent selection of games. When I tried to deposit, it says " our card machine is broken." 

I've never seen that before from online merchants, anyway I'm not going to deposit using my phone or PayPal (I'm not sure how easy it would be to get my winnings that way), so it's a site I'll never be back to.

Very strange. Most online casinos will be with more than one acquirer in case there is an issue, but maybe something’s not right with their website.

I’d never pay with PayPal, you have much less protection if something does go wrong. Paying by Apple Pay will make withdrawals a lot easier, especially if you only register one card. You put in £100, win £1000 and you should be able to withdraw it no problem.

I work with a lot of online casinos as part of my job, and what they see is a lot of fraudulent activity. Primarily, it goes something like this.

Punter registers a card ending 9999. He deposits £10.

Punter then registers a card ending 0000. He deposits £1000.

Punter then has a couple of sports bets totalling £10. This leaves him £1000 balance.

Punter withdraws the £1000 onto the card ending 9999.

A week or two later, Joe Bloggs looks at his bank statement. It seems that this punter has used Joe’s card to deposit £1000 into a casino. 

Joe contacts his bank and raises a chargeback. The online casino has little chance of successfully defending this and will lose the £1000. It’s already been withdrawn to the card registered in the punter’s name.

The reason that online casinos are happier with Apple Pay is because they’re usually set up with 3DS 2. Rather than just typing card details into a website (which could be anyone’s details - this is why the casino above couldn’t defend the chargeback as they have no way of proving the customer is the cardholder), there are security checks prior to the card being registered, as such the liability for this would shift back to the cardholder’s bank rather than the casino. 3DS 2 also requires another layer of security, such as the thumbprint, pin code or facial recognition to verify the cardholder. This is also why you can pay for your £150 shopping trip with Apple Pay but not with contactless.

Anyway, I’m rambling….. that’s a cracking result on Horus Megaways! I never often had much luck with that one.

[The crisp man]

14 minutes ago, BlindHaze said:

Very strange. Most online casinos will be with more than one acquirer in case there is an issue, but maybe something’s not right with their website.

I’d never pay with PayPal, you have much less protection if something does go wrong. Paying by Apple Pay will make withdrawals a lot easier, especially if you only register one card. You put in £100, win £1000 and you should be able to withdraw it no problem.

I work with a lot of online casinos as part of my job, and what they see is a lot of fraudulent activity. Primarily, it goes something like this.

Punter registers a card ending 9999. He deposits £10.

Punter then registers a card ending 0000. He deposits £1000.

Punter then has a couple of sports bets totalling £10. This leaves him £1000 balance.

Punter withdraws the £1000 onto the card ending 9999.

A week or two later, Joe Bloggs looks at his bank statement. It seems that this punter has used Joe’s card to deposit £1000 into a casino. 

Joe contacts his bank and raises a chargeback. The online casino has little chance of successfully defending this and will lose the £1000. It’s already been withdrawn to the card registered in the punter’s name.

The reason that online casinos are happier with Apple Pay is because they’re usually set up with 3DS 2. Rather than just typing card details into a website (which could be anyone’s details - this is why the casino above couldn’t defend the chargeback as they have no way of proving the customer is the cardholder), there are security checks prior to the card being registered, as such the liability for this would shift back to the cardholder’s bank rather than the casino. 3DS 2 also requires another layer of security, such as the thumbprint, pin code or facial recognition to verify the cardholder. This is also why you can pay for your £150 shopping trip with Apple Pay but not with contactless.

Anyway, I’m rambling….. that’s a cracking result on Horus Megaways! I never often had much luck with that one.

Thank, I only normally play it in the arcade, and it never plays that well!

It makes sense, I don't have apple pay, but I have multifactor identification on my bank, so hopefully that helps. I'll keep you posted, I'm more nervous waiting for confirmation than when I did my driving test, am not sure why, but when you get a big win it always seems too good to be true!

[BlindHaze]

Just a bit of an addendum, you will face the same issues if your card expires and you add your new one - the bookies will still treat it as a new card and you may have issues withdrawing. However NatWest automatically updated my Apple Pay details, as such PP treated it as the same deposit/withdrawal method so there was no issues as they had no exposure.

Ps, I don’t work for Apple but can recommend it 😉 

[Mentholdan]

I have 2 bank accounts, 1 TSB the other Metro Bank, the reason being the Sutton Branch of TSB closed down and the nearest is a few miles away in Wallington. Metro Bank is smack bang opposite where my TSB was so I opened an account there. They are open till late and all day Sundays. I have debit cards with both banks, no credit cards. I use both cards on Paddy Power and Coral, never had a problem. 

[BlindHaze]

8 hours ago, Mentholdan said:

I have 2 bank accounts, 1 TSB the other Metro Bank, the reason being the Sutton Branch of TSB closed down and the nearest is a few miles away in Wallington. Metro Bank is smack bang opposite where my TSB was so I opened an account there. They are open till late and all day Sundays. I have debit cards with both banks, no credit cards. I use both cards on Paddy Power and Coral, never had a problem. 

Not wishing to question your gambling prowess, but did you go into ‘profit’ on either card? When my new debit card came, I added to PP and activated it by depositing a fiver. When I went to make a withdrawal, it wouldn’t allow me to as it exceeded my total deposit amount. It still says that even now.

[Mentholdan]

I have a PP cash card, any winnings go straight onto that. When I had a big win a little while ago I had to transfer it onto the cash card as 5 separate withdrawals of £500 not sure if 500 is the limit for everyone but it is for me, I don't understand why I couldn't get it all in one go but I could just sit there and do 5 X 500?? Once it's on the card it's off to the cash point and take it all out, same process, which can piss off the people waiting behind you. And now I'm going to save you time and answer the other questions you now have. 

The reasons for all the above malarkey? Once it's on the card you can't reverse the transaction, and if I just transferred it back onto the card I deposited with the temptation is always there. 

I never have more than £100 in either of my accounts at any time because the temptation is always there. Can you, see a pattern emerging? 😁

I keep my savings at home in a safe, its not fortunes,  I'm not a rich man, never more than a few k in there. 

There was one time I was at home watching TV one night when the doorbell rang. It was a neighbour who like me had lived in the flats for years. He handed me a box and said do me a favour and look after this until tomorrow. I said what is it, is it a present for your Mrs you don't want her to find? He said no, it's 17k I've saved up, my son has got himself into some trouble and the police are searching his house, I'm worried they'll come here and find this and put 2 and 2 together and make 5. So the safe came in handy that night. 😁😁